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View on Health Care

Here is what Obama said in a CBS' "60 Minutes" interview to air Sunday night, Obama said he's "focused on overhauling health care the right way. "I have no interest in having a bill get passed that fails," he said. He acknowledged he will "own" whatever measure passes Congress, effective or not.  He may own it but he won't be under the plan as he and the Congress will insist on a personal plan for themselves, as they currently have.   He should have an overriding single interest - get it right initially and you won't have it fail!  It will fail, if not done correctly.

I agree we need HealthCare reform and we should have reform NOW!  We do need to get this right, we don't need anyone telling us it is there way or no way.  Obama and the entire Congress should have vested "interest in getting it right the first time - for each item they overhaul".  Perhaps it will take one item at a time to fix the problem and not by pushing one "single HealthCare bill" alone and claiming it will be the panacea for all our HealthCare problems.

Start by allowing all Americans to choose from among the 1300 insurance plans currently in effect.   Why should states and the federal Government only allow us to choose only those within a state or county or business?  If they reform this law, insurance providers that are most "effective" with grow in size and those that are not will go by the wayside.  And, when they go under, as they should in a free market, their members should not have a lapse in service when they find a new policy.  HealthCare insurance agencies should be required to have their own insurance in the event this happens.  No lapses in coverage PERIOD!

Then enforce the laws to make sure the insurance agencies fulfill the terms of the insurance.  Then change the law to ensure ALL "pre-existing" (both known and unknown) conditions are included within ALL policies.  ALL of our premiums will have to go up on this, but, it will be shared - that's what insurance is all about.  (The only thing about this area is you HAVE to choose an insurance by the new effective date of the REFORM Law on this issue.  If you do not choose an insurance policy all known pre-existing conditions will make you pay more for the SERVICE you receive from the Doctors/Hospitals.  Why should we pay for those that choose not to have insurance and then when they find out they have medical problems they then opt to get insurance.  It should be upfront!). 

And, then work on "TORT REFORM".  Too many Doctors are forced to have test after test performed to make sure they don't get sued by the patient.  This entire process is wrong when a Doctor is sued because he was not able to diagnose the problem initially.  Doctors are not perfect, if they make a mistake due to ineptness or negligence then there is cause for a lawsuit.  But Doctors should not be forced out of practice due if this is not the case.   We have less and less good Doctors because of this one issue.  It will get worse, if this is not fixed!

I have said, "Without these reforms, there is no real reform".  This is where the Congress and the President should START, the real interest is to make sure they fix the problem for all Americans. Don't just fill campaign pledges!

Comments

  1. During all of these health care debates, has anyone brought up the fact that an insurance company is in business to make money? Just like any other business, the number one goal is to turn a profit.

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